keeps an extensive database of direct lenders that offer payday loans, installment loans, and lines of credit. We update it often to include a wide-range of lenders that offer services in many states and work with bad credit or low-income individuals that need emergency money. The best part, we do not only list or link you to affiliates of ours, we link all lenders we can find and let you make your own choice! Also, you don't even have to give up information to us to find your perfect lender with us. You can browse the site and find a lender on your own. We don't force you to fill out information to get the full benefits of, you need help, not hoops to jump through.

Does Paydayloanbase offer loans?

No. is not a lender, does not accept applications for loans, has no say in any lender approval process, and has nothing to due with any agreement you make with a lender. We only offer a service for borrowers and lenders to find each other. And we are compensated for this if your loan is approved with a lender we connected you with.

What are the requirements for a payday loan?

Every state and lender has their own requirements but some of the more general requirements for a payday loan are:

Are payday loans costly?

Payday loans carry costly APR that you pay in a short amount of time, in one lump sum. You could be paying $15-30 per $100 you borrow, and that amount is due in full by your next payday. So yes, payday loans are an extremely costly way of getting cash and should be a last option during an emergency. You should also not rely on payday loans to not get caught in a bad cycle.

Find direct lenders in your state

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware D.C Florida
Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine
Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire
New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island
South Carolina South Dakota Tennessee Texas Utah Virginia Washington West Virginia Wisconsin Wyoming